Luis Silva
Founder of MoneyPlan, and a licensed financial adviser working independently of any bank, insurer, or fund manager.
Request a free discovery session
I’m Luis Silva, a licensed financial adviser (FSP1009370, FDRS membership FM6843) and the founder of MoneyPlan, an independent, fee-only advisory practice.
MoneyPlan doesn’t sell funds, policies, or investment products. I work independently, which means my advice isn’t tied to a bank, an insurer, or a fund manager with something to move. My role is to build you a clear, holistic plan first, so that whatever product decision comes next is actually the right one for your circumstances, not just the one that happened to be on offer.
Structured, evidence-based, built around your data
Before founding MoneyPlan, I spent years working across engineering and operations roles in New Zealand’s energy, health, and industrial sectors, including Powerco, Taranaki District Health Board, Methanex New Zealand, and Winstone Pulp International. That background shapes how I approach financial planning: structured, evidence-based, and built around your actual data rather than a generic template.
That same discipline is what I bring to client plans: clarity on where money actually goes, deliberate structure, and decisions made on their own merits, not because someone was selling something. It’s also the approach I’ve applied to my own finances, which let me reach financial independence before age 50.
What MoneyPlan is, and isn’t
I produce every Statement of Advice and client communication to Financial Markets Conduct Act 2013 standards, and I clearly distinguish my own role (planning, cash flow modelling, negotiation positioning) from the work of your accountant and solicitor. Where an insurance product genuinely is the right fit, you either apply directly with the insurer or I refer you to a licensed broker partner, depending on your situation. I don’t hold an insurance licence myself, and I don’t take a commission either way.
Ready to talk about your own situation?
Start with a free, no-obligation discovery session with me directly.
Request a free discovery session