Transparent fees. No commissions. No surprises.
Flat-fee, independent advice. No commissions. One flat fee, so you know exactly what you’re paying and exactly what you get, before you commit to anything.
Request a free discovery sessionMost of your attention goes into your work, your business, and the people who depend on you. Your own financial position deserves the same attention. Every service includes a written Statement of Advice prepared by a licensed financial adviser. Read my disclosure statement.
One-Hour Financial Clarity
One flat fee. No retainer, no surprise invoices.
A focused hour with a licensed adviser, built around your questions, not a generic script.
- A focused 60-minute video call built around your specific questions
- Personalised guidance on KiwiSaver, investments, insurance, or budgeting from a licensed adviser
- Written summary of key recommendations emailed to you after the call
- If your situation is more complex, the fee is credited toward a full Holistic Financial Review
- Best for a single topic, a second opinion, or if you just need to know where you stand
Ideal for anyone who’s time-poor and wants straight answers, without the jargon.
Book your clarity callHolistic Financial Review
One flat fee. No retainer, no surprise invoices.
A complete financial plan built around your income and goals, with ongoing support while you put it into action.
- Complete review of your income, expenses, debt, investments, and insurance, built around your role and goals
- A personalised financial plan with clear, prioritised steps written in plain English by a licensed adviser
- KiwiSaver and investment recommendations that account for variable pay, bonuses, and career breaks
- A cash flow strategy and automated savings system that runs quietly in the background
- 120-minute onboarding call to understand your full financial and family situation before any advice is given
- 60-minute check-in call one year after your Statement of Advice is delivered
- 90 days of follow-up email support while you put the plan into action
For salaried professionals in demanding roles who want a plan built around their real income and time constraints.
Start your reviewHolistic Financial Review
One flat fee. No retainer, no surprise invoices.
Personal and business finances reviewed together, so your business and your life goals work in the same direction.
- Complete review of personal and business finances, including business income, drawings, retained earnings, debt, and insurance
- A personalised financial plan that separates what the business needs from what you need, and makes both work together
- KiwiSaver and investment recommendations tailored to self-employed and variable income structures
- Tax-efficient remuneration strategy covering salary, dividends, and business expenses
- Cash flow planning across personal and business accounts, so nothing falls through the gap
- 120-minute onboarding call covering your career, business structure, and family situation
- 60-minute check-in call one year after your Statement of Advice is delivered
- 90 days of follow-up email support while you put the plan into action
For business owners, senior leaders, and self-employed professionals operating through a company or trust.
Start your reviewPrices shown are in NZD and exclude GST. Payment is handled securely by Stripe. If you’d rather talk before committing to a package, start with a free discovery session instead — see below. Curious what you actually get for it? See your whole plan in one Hub, with every tool you will use.
Questions about fees
How much does MoneyPlan cost?
Every engagement is a flat, published fee. One-Hour Financial Clarity is $437. The Holistic Financial Review is $1,997 for individuals and employed professionals, or $2,997 for business owners and senior professionals whose finances run through a company or trust. Prices are in NZD and exclude GST.
Do prices include GST?
No. All prices are in New Zealand dollars and exclude GST, which is added at checkout.
Do you charge ongoing fees or a percentage of my investments?
No. MoneyPlan does not charge a percentage of your investments and there is no retainer. You pay one flat fee for the engagement you choose. The Holistic Financial Review includes 90 days of follow-up email support and a check-in call a year after your Statement of Advice.
If I start with the one-hour session and need more, do I pay twice?
No. If your situation turns out to need a full plan, the $437 fee for One-Hour Financial Clarity is credited toward a Holistic Financial Review.
How do I pay?
You pay securely online by card through Stripe when you book a package on the Packages page. The fee is agreed before you commit to anything.
Do you receive commissions?
No. Neither MoneyPlan nor Luis receives any commission, referral payment or other incentive in relation to a recommendation, including referrals to a licensed insurance broker partner. Your fee is the only payment.
More answers in the FAQ, or read how much a financial adviser costs in NZ.
Not sure which option is right for you?
Start with a free discovery call. No obligation, no sales pitch — just a straight conversation about where you stand and whether MoneyPlan is the right fit.
Request a free discovery session