Start with what you are actually facing.
Free checklists for each stage, real sample documents, and plain-English articles. Use them on your own, or bring them to a free discovery session.
Request a free discovery sessionStart with your situation
Pick the one that sounds like you. Each has a free checklist: two minutes on the page to see where you stand, then the full PDF by email.
“I’ve built a good income, but I want a proper financial plan.”
Professionals“I’ve received a large amount of money and don’t want to get it wrong.”
Lump sum & inheritance“I’m approaching retirement and need to work out what happens next.”
Retirement & KiwiSaver“My financial circumstances have changed.”
Major life changes“I’ve just moved to New Zealand and don’t understand how the financial system here works.”
New to New Zealand“I have money, property, or obligations in more than one country and need it all to work together.”
International & multi-country finances“My income and my business are tangled together, and I want one plan for both.”
Business ownersSee what you get
Read and learn
- Articles Blog Practical thinking on money decisions, written by Luis Silva.
- Guide How much does a financial adviser cost in NZ? Typical NZ fees, what a percentage fee adds up to, and what you should get for your money.
- Guide Fee-only vs commission advisers How each model works, the pros and cons, and which suits you.
- Checklist How to choose a financial adviser in NZ Seven checks, red flags and the questions to ask in the first meeting.
- Page For doctors and health professionals Planning around a demanding career, variable income and practice ownership.
- Español Asesoría en español Asesoría financiera independiente en Nueva Zelanda, en español.
- Article Five questions to ask any adviser Any adviser worth working with can answer these plainly.
- Page FAQ Straight answers on how MoneyPlan works and what it costs.
Latest from the blog
- Where Can I Get One-Off Investment Advice in New Zealand? You do not need an ongoing adviser or a full plan to get a second opinion. Here are your options in New Zealand, and what to ask before you book.
- Fee-Only vs Commission Financial Advisers in NZ: What Is the Difference? A fee-only adviser is paid only by you, so the cost is visible and no product pays them more than another. A commission-based adviser is paid by the provider of the product you take up, so advice may cost you nothing upfront but the adviser is paid only if you buy. Both must disclose how they are paid and put your interests first.
- How Much Does a Financial Adviser Cost in NZ? In New Zealand a one-off comprehensive financial plan usually costs about $2,000 to $4,000, hourly advice about $250 to $300, and ongoing investment advice 0.25% to 1.5% of your money each year. 'Free' advice is paid for by commissions. MoneyPlan charges flat fees: $437 for a one-hour session, $1,997 or $2,997 for a full plan, plus GST.
Not sure which one applies to you?
Tell me what you are facing in a free, no-obligation 30 minute discovery session.
Request a free discovery session