The biggest decision you'll make, right when everyone wants your signature.
“I think I'm on track, but I don't actually know, and I can't afford to find out too late.”
Retiring, or deciding what to do with a KiwiSaver balance, is one of the biggest single financial decisions you'll make, and exactly when every provider is most eager to get your signature.
Request a free discovery sessionBefore you commit to any product, get an independent plan built around your specific goals.
I’m Luis Silva, a licensed financial adviser (FSP1009370) working independently, not for a bank, an insurer, or a fund manager. Let’s make sure the decision is actually right for you, not just convenient for whoever’s asking.
Not ready to talk yet? Start with the free Retirement Readiness Checklist: eight questions to answer in the ten years before you stop.
What this looks like in practice
- A full picture of your KiwiSaver, other savings, debts, and income sources
- Clarity on what retirement actually needs to look like for you
- An independent read on your rollover and drawdown options, with no provider incentive attached
- A written Statement of Advice, produced to Financial Markets Conduct Act 2013 standards, before you sign anything
- A clear answer on what, if anything, needs implementing next
Want to know what retirement could actually look like for you?
Start with a free, no-obligation discovery session.
Request a free discovery session